40+ checks across 6 categories

40+ Checks. One Score. Zero Manual Work.

Every stock on your watchlist goes through the same rigorous pipeline — growth, profitability, debt, valuation, shareholding and sector-specific logic — and comes out with a 0–100 score and plain-English verdict.

Growth Analysis

Measures whether the business is actually expanding — not just surviving.

Revenue YoY growth (1Y, 3Y, 5Y)

Compound annual growth across periods

PAT YoY growth (1Y, 3Y, 5Y)

Profit after tax trend over 1, 3 and 5 years

EPS trend

Earnings per share direction over recent quarters

QoQ revenue acceleration

Whether the most recent quarter shows improving momentum

5Y PAT CAGR (used for PEG)

Five-year compound PAT growth as the denominator in PEG ratio

YoY quarterly PAT

Latest quarter PAT vs same quarter last year

Profitability

Quality of earnings — not just top-line growth.

EBITDA margin + 3Y trend

Whether margins are expanding, stable or compressing

ROE (Return on Equity)

How efficiently the company uses shareholders capital

ROCE (Return on Capital Employed)

Returns generated on total capital including debt

OCF / PAT ratio

Cash conversion quality — operating cash flow relative to reported profit

OCF / EBITDA

Especially useful for lease-heavy or asset-intensive businesses

Net profit margin trend

Direction of margin over the past 3 years

Debt Health

How much leverage the business carries and whether it can service it.

D/E ratio (Debt-to-Equity)

Total borrowings divided by net worth

Interest Coverage ratio

EBIT / interest expense; flags if below 1.5x

Net Debt / EBITDA

How many years of operating profit needed to repay net debt

Free Cash Flow (positive / negative)

Operating cash flow minus capex

Long-term vs short-term borrowing trend

Whether short-term debt is rising (liquidity risk)

Cash & equivalents trend

1Y, 3Y, 5Y change in cash position

Valuation

Price paid relative to the quality and growth of the business.

PEG ratio (3Y PAT CAGR method)

P/E divided by 3-year compound PAT growth

P/E vs 5-year historical mean

Current P/E as a premium or discount to its own history

EV / EBITDA

Enterprise value relative to operating earnings

P/B ratio (Price-to-Book)

Market price vs book value — especially relevant for banks

Earnings yield

Inverse of P/E — useful for comparing against bond yields

Shareholding Intelligence

Tracks who is buying, selling and pledging — the smart money signal.

Promoter holding QoQ change

Whether promoters increased or reduced their stake last quarter

Promoter 6-quarter trend

Pattern of consistent buying or consistent selling

Pledge level + trend

Percentage of promoter shares pledged and direction of change

FII holding change (QoQ)

Foreign institutional investor buying or selling pressure

DII holding change (QoQ)

Domestic institutional buying or selling pressure

Simultaneous FII + DII exit detection

A red flag when both are selling at the same time

Red Flags — Auto-Detected

Eight specific risk patterns are detected and listed separately in your sheet. Each flag deducts points from the total score.

High promoter pledge

Pledge above 25% of promoter holding

Promoter consistently selling

Reduction in promoter stake for 3+ consecutive quarters

Earnings quality concern

Operating cash flow significantly below reported PAT

Interest coverage below 1.5x

Company may struggle to service debt from operations

Debt-to-equity above threshold

Excessive leverage relative to sector norms

Revenue declining for 3Y

Top-line shrinkage is a structural warning sign

PAT declining for 3Y

Sustained profit erosion regardless of revenue

FII and DII both exiting

Institutional consensus sell signal

Sector-Aware Scoring

A bank cannot be scored the same way as a software company. ExcelScreener applies sector-specific logic automatically based on the stock's industry classification.

  • Banks & NBFCs: NPA ratio replaces OCF/PAT. Net Interest Margin and CASA ratio are used instead of EBITDA margin.
  • Real Estate: Pre-sales coverage and net debt post-advances are weighted more heavily. Asset-light metrics apply.
  • IT & Services: High OCF/PAT is expected and scored accordingly. D/E is less penalised.
  • All other sectors: Standard scoring applies across growth, profitability, debt and valuation.

Customisable Scoring Weights

Pro users can adjust how much each factor contributes to the total score. Prioritise what matters most for your investment style.

Growth30%
Profitability18%
Debt23%
Valuation16%
Shareholding23%

Default weights shown. Pro users can adjust per scoring profile.

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